Your Structured Payout Plan
Want to invest your money wisely in retirement and make regular withdrawals? We’re here to help.
What should your wealth work toward?
Typically our cleints have one of three objectives in retirement. Once we understand yours, we can tailor a strategy to achieve it.
Karl Gustav
★ ★ ★ ★ ★
Superb, knowledgeable, and friendly support from the very beginning. You immediately feel well taken care of. Highly recommended!
Josef Koppitz
★ ★ ★ ★ ★
The best possible customer service, very competent advice… Top!
Ivonne Kreuzer
★ ★ ★ ★ ★
Great objective advice, thank you for the excellent investment discussion. Everything was very straightforward and well explained.
Alexander Wijs
★ ★ ★ ★ ★
Financial expertise that you would expect from a Wall Street hedge fund is being made accessible to the average Austrian. Truly incredible!
Sol Pedro
★ ★ ★ ★ ★
A team of investors that knows what they're talking about while also avoiding any conflicts of interest is unfortunately a rare combination. Keep it up, froots!
Retirement-Calculator
Get a first overview on how much you need for the retirement you want.
- Was du erreichen könntest
- Was du ausgeben könntest
- Was du bräuchtest
The most important FAQs
How reliable is the calculator?
The displayed line reflects an average, likely scenario. Actual performance and possible withdrawals may differ from the calculator’s results.
The data is based on conservative, representative index returns over the past 50 years, after deducting our fee, capital gains tax (KESt), and product costs.
Please note that short-term market fluctuations are not visible in the calculator.
Important: Past performance is not a reliable indicator of future results. Actual returns may vary significantly from the estimates.
"What do 'Conservative', 'Balanced', and 'Growth-Oriented' mean?"
These are risk/reward profiles.
Naturally, everyone wants to achieve the highest possible returns. But people differ in how much risk they’re willing to take with their money.
When you start with froots, we’ll ask you a few questions to determine the risk/reward profile that suits you best and build a portfolio aligned with your preferences.
Have all fees already been deducted in the calculator?
Yes, all fees and costs have been deducted in the calculation. Capital gains tax has not yet been taken into account.
Berücksichtigt der Rechner die Inflation?
Nein, die Inflationserwartung wird in diesem Rechner nicht berücksichtigt.
Bitte beachte diese Information bei der Wahl des Ziel-Entnahmebetrags.
How is my money invested during the withdrawal phase?
Our approach depends on your personal situation and goals.
In a one-on-one conversation, we’ll discuss your objectives and then create a tailored proposal for you. Feel free to schedule an initial consultation.
Do I always have access to my money?
Yes, with froots you're never locked into a fixed term. Your invested capital can be sold and paid out at any time within a few business days—free of transaction fees.
Was passiert, falls es froots nicht mehr geben sollte?
Für den unwahrscheinlichen Fall, dass froots insolvent wird, ist dein Vermögen nicht betroffen. Denn die Kundengelder werden weder in unserer Bilanz noch in der Bilanz der Schelhammer Capital Bank AG, unserer Partnerbank, ausgewiesen.
Sollte froots in Konkurs gehen, hat dies lediglich zur Folge, dass es keinen aktiven Verwalter für dein Vermögen gibt. Du behältst den vollen Zugriff auf dein Geld und kannst es jederzeit abheben. Hier erfährst du mehr zum Thema Sicherheit bei froots.
Please note that all investments carry risks, such as market, interest rate, liquidity, currency, country, or credit risk. With our investment approach, we aim to achieve a risk/return profile that aligns with your individual preferences.