Your money, clearly aligned to your life.
We help you structure your wealth in a way that fits your life, today and going forward.
Why structure matters
Whether you’re just getting started or have been investing for decades, successful investing begins with clarity.
Every investment should have a clear role, whether that’s preserving purchasing power, driving long-term growth, or achieving a specific goal.
Without that clarity, risk is often taken in the wrong places and too much cash remains unproductive.
We help you define that structure, aligning your capital with your life, your goals, your time horizon, and your ability to take risk.
Together, we define your investment objectives,
We often hear “it just shouldn’t lay around” or a single objective like retirement. In reality, excess liquidity rarely serves just one purpose. Having worked with thousands of clients, we know the right questions to uncover what your money is truly meant to do. Together, we define clear objectives for your investments and once mutual understanding is established, we build one or more portfolios aligned with your needs.
Our Promise to You
No strings attached
It is an informational meeting, not a sales conversation. You can use the meeting to structure your wealth with us, learn more about froots, or simply get to know us personally.
We value your time
For your meeting, 45 minutes will be blocked in your calendar. However, the actual duration of the appointment will naturally depend on you and your questions.
Also outside office hours
For many of our clients, it is difficult to schedule appointments during typical office hours. That’s why we also offer meetings outside of office hours.
Free of costs
Our informational meetings, as well as our chat, email, and phone support, are always free of charge for you.
We don’t start with products, we start with you.
Together, we define:
- what objectives you have and what you want to avoid
- when you will need which money to be available
- how much volatility you are willing and able to accept
This becomes the foundation for how your wealth is structured.
Tools that bring Structure
Even without a specific objective, it is helpful to structure your investable wealth into three distinct buckets.
Short-term bucket
Money you may need soon, held in cash or low-volatility investments such as money markets, aligned with your risk tolerance.
Mid-term bucket
Funds needed in the next three to five years, invested with moderate volatility to preserve purchasing power and support the short-term bucket when needed.
Long-term bucket
Money you will not need for more than five years, invested with full volatility to build long-term value and replenish the mid-term bucket.
Testimonials from our clients
Ivonne K.
★ ★ ★ ★ ★
Tolle objektive Beratung, danke für das sehr gute Investment-Gespräch. Alles sehr unkompliziert und gut erklärt.
Alexander W.
★ ★ ★ ★ ★
Finanzkompetenz, die man bei einem "Wall Street" Hedgefonds erwartet, wird dem durchschnittlichen Österreicher zugänglich gemacht. Wirklich unglaublich!
Dario G.
★ ★ ★ ★ ★
I’ve been with froots (wealth management) for nearly a year and couldn’t be happier. All in all, it’s a simple, convenient way to invest—especially if you don’t want to spend your time analyzing markets yourself.
Pedro S.
★ ★ ★ ★ ★
I would advise to everyone to at least do a consultation with the excellent and professional team. Thank you for everything!
Johanna K.
★ ★ ★ ★ ★
Friendly, straightforward advice via MS Teams. All questions are answered. What stands out is the flexibility — being able to adjust the monthly contribution at any time. Definitely highly recommended if you want to invest your money well, whether in the short or long term.
Michael K.
★ ★ ★ ★ ★
Highly professional and personal. Even with smaller investments, you receive first-class treatment and everything is explained in a very transparent way. All costs are very reasonable, and you don’t need any prior expertise. You can easily get started with smaller amounts.
Anna Z.
★ ★ ★ ★ ★
I’ve been avoiding the topic of investing for a long time because I didn’t know much about it and found it too opaque. I’m so glad to have entrusted this matter to froots in such competent hands!!!
Questions that you might have
Is the meeting really non-binding?
Yes. It’s an informational meeting, not a sales pitch. You can use the session to learn how to structure your wealth, explore your options, or simply get to know us.
Does it cost anything?
No. The consultation, as well as our chat, email, and phone support, is always completely free of charge.
Do I need a specific goal to start?
No. Many clients begin without a clearly defined goal. We help you create structure, even as your objectives evolve.
Can I adjust my structure later?
Yes. Your structure is flexible and can be adapted at any time.
Is this only relevant for larger portfolios?
No. Structuring your wealth is valuable regardless of how much you invest.